I'm not old enough to know whether car insurance premiums are cheaper or more expensive relative to the past.
I'm betting you don't either. If you have proof that seatbelts made insurance stay the same or become more expensive, cite it motherfucker.
Look you stupid bitch,
Uninsured Motorist Bodily Injury ?
$15.98
$100,000 per person/$300,000 per occurrence
Pays for your injuries caused by a driver without insurance.
Underinsured Motorist ?
$16.20
$100,000 per person/$300,000 per occurrence
Pays for your injuries caused by a motorist whose limits are insufficient to cover the extent of your damages.
Right the fuck off MY policy!
As far as seat belt laws and my rates, I watched my bills for months after Illinois passed the law and guess what, they didnt go down!