I think I'll only get 1/4 of my total investment back from SSI. That includes ALL of my investment. Thats what I meant when I wrote "my return will likely be 1/4 of what I'll have paid in". If I die before retirement, I'll get $250.00....or rather my heirs will. Thats criminal.
So, you have paid a total of 4k into SS in your life? And you think you're going to die immediately after retirement? Because, you know, SS pays monthly, every year, until you die. It can add up to many times more than you ever put into it. If the CONs don't steal the funds, that is.